Arya.ag, India’s largest integrated grain commerce platform, reported a strong financial performance for the first half of FY 2025–26, posting a profit before tax (PBT) of Rs 32 crore. This represents a 39 percent increase compared with Rs 23 crore recorded during the same period last year, underscoring the company’s sustained growth momentum across its diversified agri-services platform.
Net revenue for the April–September 2025 period rose 28 percent year-on-year to Rs 451 crore, reflecting consistent expansion across Arya.ag’s core businesses spanning storage, fintech, and agricultural commerce. The results highlight the scalability of the company’s integrated model, which combines physical infrastructure with technology-driven services for the agricultural value chain.
The storage segment delivered particularly strong performance, with inward volumes increasing by more than 40 percent year-on-year in H1 FY26. The growth indicates rising adoption of Arya.ag’s warehousing, quality assurance, and post-harvest management solutions by farmers, traders, and agri-enterprises seeking organized and reliable storage infrastructure.
Fintech emerged as a major growth driver during the period. Loan disbursements increased 50 percent to Rs 1,301 crore, compared with Rs 869 crore in the first half of the previous fiscal year. The company’s owned loan book expanded to Rs 987 crore, representing a 70 percent year-on-year increase, while maintaining portfolio yields of 12.88 percent against a borrowing cost of 10.66 percent. These metrics point to both scale and disciplined risk management.
Arya.ag’s commerce business also continued to gain traction, facilitating a gross trade value of Rs 330 crore in September 2025 and Rs 2,438 crore during the first half of the fiscal year. The platform enables efficient market linkages between agricultural producers and buyers, supporting price discovery and liquidity across commodities.
The strong H1 performance builds on a solid FY25, when the company reported profit after tax of Rs 34 crore, up 79 percent from the previous year. Continued investments in digital capabilities—including straight-through processing, e-signatures, and automated workflows—have improved operational efficiency and customer experience.
Looking ahead, Arya.ag expects to sustain its momentum and is targeting 30–40 percent growth for the full fiscal year, supported by rising demand for organized, technology-enabled agricultural solutions across India.
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